Hard Money Loans | Los Angeles CA

Residential & Commercial Real Estate Hard Money Loans

Prequalify In 5 Minutes

Immediate Loan Application Review

Creative Financing Options

Flexible Lending Guidelines

Single Family | Multi-Family |  Construction | Commercial

Hard Money Rates


Starting From 4.75%

Loan Range


$100,000 - $20,000,000



Hard Money Loans
Los Angeles CA

Residential & Commercial Real Estate 

Prequalify In 5 Minutes

Immediate Application Review

Creative Financing Options

Flexible Lending Guidelines


Is A Hard Money Loan Right For You?


  • Interest Only Payment Options
  • Bridge Loans
  • Investment Property Cash Out For Business
  • Property Flips Or Rehab
  • Short Time To Close On A Purchase
  • Low Credit &  Extra Collateral
  • High Debt Ratio
  • High Income Ratio
  • Looming Balloon Payment
  • Equity Based

Is A Hard Money Loan Right For You?


  • Interest Only Payment Options
  • Bridge Loans
  • Investment Property Cash Out For Business
  • Property Flips Or Rehab
  • Short Time To Close On A Purchase
  • Low Credit &  Extra Collateral
  • High Debt Ratio
  • High Income Ratio
  • Looming Balloon Payment
  • Equity Based
Speak With A Agent

Hard Money Loan Products

Our Team At Go Prime Capital Works With You To Formulate A Lending Strategy Tailored To Fit Your Investment Goals.

Hard Money Bridge Loans

PURPOSE: Short Term / Quick Close

Hard money bridge loans are perfect for investors that only want to borrow money for a short period of time, usually between 12-36 months.

At the end of the term, investors seek to exit the loan by paying it off and/or moving into a traditional loan.

PRODUCT SNAPSHOT

  • 12 - 36 Month Term
  • All Loans are STATED NO INCOME
  • All Loans are No Income Verified
  • If currently renting, but own a home - can still qualify
  • No Prepayment Option Available
  • No Debt Service needed (rental income)
  • Rates Starting at 6.99%
  • Lend up to 75% of the equity
  • Loan Amounts from $200,000 – $8,000,000
  • Lending to LLC’s, S-Corp, C-Corp, Trust or Individuals.
  • Property Types Include: Single Family Homes, Condo, Condotels, 2-4 Units
  • Interest Only 
  • Refinance or Purchase
  • Fund in 21 business days or less

No Debt Service Loan (No Lease Income)

PURPOSE: Long Term / Quick Close / Lowest Hard Money Rates

No Debt Service Loans offer the most competitive stated income rates

We have even coined this program as our 'soft money' Hard Money Loan option because we offer long term (30 year fixed) loans with NO balloon payments or a 5 year fixed Interest Only option with no balloon payments without the hard money rates.

This program can be customized for a longer prepay to reduce the rate or even, no prepay at all.

PRODUCT SNAPSHOT

  • No Balloon payments – 30 year fixed
  • No Income Proof Needed
  • All Loans are No Income Verified
  • LTV up to 75%
  • No Debt Service (lease income) calculated
  • Rates starting at 5.50%
  • Loan Amounts from $200,000 – $3,000,000
  • Lending to LLC’s, S-Corp, C-Corps, Trusts or Individuals.
  • Property Types Include: Single Family Homes, Condo, Condotels, 2-4 Units
  • If currently renting, but own a home - can still qualify
  • Interest Only Option Available
  • Refinance or Purchase
  • Fund in 21 business days or less

Debt Service Loan (Lease Income)

PURPOSE: Perfect For When Rental Income Can Cover Mortgage Payment

Go Prime Capital offers the lowest and most competitive rates in the Debt Service Loan market.

No Income Verification process makes this program streamlined, as long as 75% of the rental income covers the proposed mortgage payment.

Long term (30 year fixed) and 5 year fixed (with interest only) options available and can be customizable with the prepayment privileges.

PRODUCT SNAPSHOT

  • No Income Proof Needed
  • All Loans are No Income Verified
  • LTV up to 80%
  • Debt Service Ratios as low as 75% of mortgage (PITI)
  • Rates starting from 4.50%
  • Loan Amounts from $200,000 – $3,000,000
  • Lending to LLC’s, S-Corp, C-Corps, Trusts or Individuals.
  • Property Types Include: Single Family Homes, Condo, 2-4 Units
  • Interest Only Option Available
  • Must own primary home for refinance
  • Refinance or Purchase
  • Fund in 3 - 4 weeks

Ground Up Construction Loan / Fix & Flip

PURPOSE: Building Dream Houses And Fix & Flips

Ground Up Construction Hard Money Loans are for highly experienced individuals looking for a hassle free draw process to keep the project moving to completion.

We require the investor(s) to have at least 1 ground up construction project completed in the past 24 months to qualify.

Fix & Flip Hard Money Loans are exclusively for non-owner occupied residential real estate properties that are either rehabbed and sold, or held and rented. We require the investor(s) to have at least 2 completed projects in the past 12 months to qualify.

GROUND UP SNAPSHOT

  • Max 80% LTC depending on individual project and costs
  • No Income Verification
  • Interest Only
  • Will not lend more than 50% of land value
  • Rates from 7.99%
  • 9 to 18 month flexible terms
  • No prepayment penalty
  • Purchase or Refinance
  • Lending to LLC’s, S-Corp, C-Corps onl

FIX & FLIP SNAPSHOT

  • Max LTV 85% on purchase or 100% rehab
  • Rates from 7.49%
  • 6 to 18 month flexible terms
  • No Prepayment penalty
  • Lending to LLC’s, S-Corp, C-Corps only
  • No Income Verification
  • Interest Only

Hard Money Loan Products

Our Team At Go Prime Capital Works With You To Formulate A Lending Strategy Tailored To Fit Your Investment Goals.

Hard Money Bridge Loans

PURPOSE: Short Term / Quick Close

Hard money bridge loans are perfect for investors that only want to borrow money for a short period of time, usually between 12-36 months.

At the end of the term, investors seek to exit the loan by paying it off and/or moving into a traditional loan.

PRODUCT SNAPSHOT

  • 12 - 36 Month Term
  • All Loans are STATED NO INCOME
  • All Loans are No Income Verified
  • If currently renting, but own a home - can still qualify
  • No Prepayment Option Available
  • No Debt Service needed (rental income)
  • Rates Starting at 6.99%
  • Lend up to 75% of the equity
  • Loan Amounts from $200,000 – $8,000,000
  • Lending to LLC’s, S-Corp, C-Corp, Trust or Individuals.
  • Property Types Include: Single Family Homes, Condo, Condotels, 2-4 Units
  • Interest Only 
  • Refinance or Purchase
  • Fund in 21 business days or less

Live Chat

Apply Now

No Debt Service Loan
(No Lease Income)

PURPOSE: Long Term / Quick Close / Lowest Hard Money Rates

No Debt Service Loans offer the most competitive stated income rates

We have even coined this program as our 'soft money' Hard Money Loan option because we offer long term (30 year fixed) loans with NO balloon payments or a 5 year fixed Interest Only option with no balloon payments without the hard money rates.

This program can be customized for a longer prepay to reduce the rate or even, no prepay at all.

PRODUCT SNAPSHOT

  • No Balloon payments – 30 year fixed
  • No Income Proof Needed
  • All Loans are No Income Verified
  • LTV up to 75%
  • No Debt Service (lease income) calculated
  • Rates starting at 5.50%
  • Loan Amounts from $200,000 – $3,000,000
  • Lending to LLC’s, S-Corp, C-Corps, Trusts or Individuals.
  • Property Types Include: Single Family Homes, Condo, Condotels, 2-4 Units
  • If currently renting, but own a home - can still qualify
  • Interest Only Option Available
  • Refinance or Purchase
  • Fund in 21 business days or less

Live Chat

Apply Now

Debt Service Loan (Lease Income)

PURPOSE: Perfect For When Rental Income Can Cover Mortgage Payment

Go Prime Capital offers the lowest and most competitive rates in the Debt Service Loan market.

No Income Verification process makes this program streamlined, as long as 75% of the rental income covers the proposed mortgage payment.

Long term (30 year fixed) and 5 year fixed (with interest only) options available and can be customizable with the prepayment privileges.

PRODUCT SNAPSHOT

  • No Income Proof Needed
  • All Loans are No Income Verified
  • LTV up to 80%
  • Debt Service Ratios as low as 75% of mortgage (PITI)
  • Rates starting from 4.50%
  • Loan Amounts from $200,000 – $3,000,000
  • Lending to LLC’s, S-Corp, C-Corps, Trusts or Individuals.
  • Property Types Include: Single Family Homes, Condo, 2-4 Units
  • Interest Only Option Available
  • Must own primary home for refinance
  • Refinance or Purchase
  • Fund in 3 - 4 weeks

Live Chat

Apply Now

Ground Up Construction Loan or Fix & Flip Loan

PURPOSE: Building Dream Houses And Fix & Flips

Ground Up Construction Hard Money Loans are for highly experienced individuals looking for a hassle free draw process to keep the project moving to completion.

We require the investor(s) to have at least 1 ground up construction project completed in the past 24 months to qualify.

Fix & Flip Hard Money Loans are exclusively for non-owner occupied residential real estate properties that are either rehabbed and sold, or held and rented. We require the investor(s) to have at least 2 completed projects in the past 12 months to qualify.

GROUND UP SNAPSHOT

  • Max 80% LTC depending on individual project and costs
  • No Income Verification
  • Interest Only
  • Will not lend more than 50% of land value
  • Rates from 7.99%
  • 9 to 18 month flexible terms
  • No prepayment penalty
  • Purchase or Refinance
  • Lending to LLC’s, S-Corp, C-Corps onl

FIX & FLIP SNAPSHOT

  • Max LTV 85% on purchase or 100% rehab
  • Rates from 7.49%
  • 6 to 18 month flexible terms
  • No Prepayment penalty
  • Lending to LLC’s, S-Corp, C-Corps only
  • No Income Verification
  • Interest Only

Live Chat

Apply Now

How To Get Funded

1

Speak With A Loan Agent


We are here to answer your questions and help you determine if a hard money loan is right for you.


Speak With An Agent

2

Application | Documents | Underwriting


Fill out a loan application and one of our agents will be in touch with you to assist with uploading all necessary documents. 


Apply Now

3

Approval & Funding In As Little As 2 Weeks


Our flexible and streamlined underwriting workflow eliminates an often frustrating and time-consuming process, getting you the capital you need to fund your loan. 

1

Speak With A Loan Agent


We are here to answer your questions and help you determine if a hard money loan is right for you.


Speak With An Agent

2

Application | Documents | Underwriting


Fill out a loan application and one of our agents will be in touch with you to assist with uploading all necessary documents. 


Apply Now

3

Approval & Funding In As Little As 2 Weeks


Our flexible and streamlined underwriting workflow eliminates an often frustrating and time-consuming process, getting you the capital you need to fund your loan. 

What Others Are Saying About Go Prime Capital


ImageImage

Highly Recommended!

Go Prime was able to refinance me out of a short term loan with a balloon payment coming due into a 30 year fixed using bank deposits.

The process was painless and we closed in 30 days. Shawn and the rest of the team at Go Prime are knowledgable and super easy to work with.

-Nelson X.

ImageImage

Excellent Service And Very Competitive Rates.

My situation's complicated.

I work for myself, my husband has two part time consulting gigs, we own multiple properties in separate LLCs and HATE dealing with paperwork.

Go Prime made it all very easy and closed my loan in 3 weeks.

-Sheena K.

ImageImage

Great Team To Work With!

I work for myself and with all the write-offs on my tax returns, I kept getting turned down with other lenders.

Go Prime was able to get me into a low-rate 30-year fixed including the cash out I needed to reinvest into my business.

-Moe A.

What Others Are Saying About Go Prime Capital


Image
Image

Highly Recommended!

Go Prime was able to refinance me out of a short term loan with a balloon payment coming due into a 30 year fixed using bank deposits.

The process was painless and we closed in 30 days. Shawn and the rest of the team at Go Prime are knowledgable and super easy to work with.

-Nelson X.

Image
Image

Excellent Service And Very Competitive Rates.

My situation's complicated.

I work for myself, my husband has two part time consulting gigs, we own multiple properties in separate LLCs and HATE dealing with paperwork.

Go Prime made it all very easy and closed my loan in 3 weeks.

-Sheena K.

Image
Image

Great Team To Work With!

I work for myself and with all the write-offs on my tax returns, I kept getting turned down with other lenders.

Go Prime was able to get me into a low-rate 30-year fixed including the cash out I needed to reinvest into my business.

-Moe A.

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